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Mortgage Loan Officer / Branch Manager

Bank Forward

Walker, MN

Posted/Updated: 3 days ago

Job Description

At Bank Forward, our greatest asset is our employees. Working for a widely respected company with a rich tradition, in an atmosphere of enthusiasm, positivity, with a culture grounded in teamwork focused on the future is what can be expected at Bank Forward…It’s Simply the Forward Way!

Compensation Range: $23.08-$57.69/hour, depending on experience. Non-exempt. Commission opportunities available. Monthly Branch Manager stipend available.

Benefits: Health (Traditional and High Deductible plan options), Dental, Vision, Medical & Dependent Care FSA, HSA, 401k, Company paid Life and Long-term Disability Insurance, Voluntary paid benefits, Paid Time Off, Holidays, Extended Medical Absence Leave, and Employee Stock Ownership!

Work Hours: Full-time, Monday-Friday, 8:00am-5:00pm

Skills / Requirements / Qualifications:

  • Serves as the new business development champion for the market area, developing the total enterprise client relationship.
  • Acts as the call program leader positively encourages core deposit growth and opportunities.
  • Assures the effectiveness of bank staff by setting a professional, positive example and a stand of leadership and teamwork that results in achievement of established objectives.
  • Effectively handles difficult customer relations or confrontations in a timely manner.
  • Approves bills for branch location and prepares quarterly reports to the Board of Directors.
  • Reviews monthly branch certification audit, signs acknowledgement, and provides to internal audit.
  • Ensures proper maintenance of Branch interior and exterior of physical building.
  • Ensures continued maintenance of location vehicle.
  • Provides leadership and positive representation in activities benefiting the community.
  • Supports bank’s growth and profitability through sales and implementation of financial products/ services.
  • Knowledgeable of lending programs, policies, procedures, and regulatory requirements while complying with all Federal and State compliance policies.
  • Conducts interviews with prospective borrowers and analyzes financial and credit data to determine loan risk.
  • Makes approval decisions on loans and terms within lending limits; makes referrals as appropriate.
  • Establishes terms and conditions of loan with applicants.
  • Identifies, classifies, and monitors problems or potential problem loans.
  • Collects delinquent accounts and negotiates payment schedules.
  • Keeps abreast of economic and political factors that may impact the development of business relationships.
  • Position requires a degree in business, finance, accounting, or the equivalent in work experience and 3+ years of lending experience with demonstrated skills in sales/marketing.
  • Previous experience in outbound selling, prospecting, and referral development preferred.
  • Registration and licensing through the Nationwide Mortgage Licensing System (NMLS).