Job Description
At Bank Forward, our greatest asset is our employees. Working for a widely respected company with a rich tradition, in an atmosphere of enthusiasm, positivity, with a culture grounded in teamwork focused on the future is what can be expected at Bank Forward…It’s Simply the Forward Way!
Compensation Range: $23.08-$57.69/hour, depending on experience. Non-exempt. Commission opportunities available. Monthly Branch Manager stipend available.
Benefits: Health (Traditional and High Deductible plan options), Dental, Vision, Medical & Dependent Care FSA, HSA, 401k, Company paid Life and Long-term Disability Insurance, Voluntary paid benefits, Paid Time Off, Holidays, Extended Medical Absence Leave, and Employee Stock Ownership!
Work Hours: Full-time, Monday-Friday, 8:00am-5:00pm
Skills / Requirements / Qualifications:
- Serves as the new business development champion for the market area, developing the total enterprise client relationship.
- Acts as the call program leader positively encourages core deposit growth and opportunities.
- Assures the effectiveness of bank staff by setting a professional, positive example and a stand of leadership and teamwork that results in achievement of established objectives.
- Effectively handles difficult customer relations or confrontations in a timely manner.
- Approves bills for branch location and prepares quarterly reports to the Board of Directors.
- Reviews monthly branch certification audit, signs acknowledgement, and provides to internal audit.
- Ensures proper maintenance of Branch interior and exterior of physical building.
- Ensures continued maintenance of location vehicle.
- Provides leadership and positive representation in activities benefiting the community.
- Supports bank’s growth and profitability through sales and implementation of financial products/ services.
- Knowledgeable of lending programs, policies, procedures, and regulatory requirements while complying with all Federal and State compliance policies.
- Conducts interviews with prospective borrowers and analyzes financial and credit data to determine loan risk.
- Makes approval decisions on loans and terms within lending limits; makes referrals as appropriate.
- Establishes terms and conditions of loan with applicants.
- Identifies, classifies, and monitors problems or potential problem loans.
- Collects delinquent accounts and negotiates payment schedules.
- Keeps abreast of economic and political factors that may impact the development of business relationships.
- Position requires a degree in business, finance, accounting, or the equivalent in work experience and 3+ years of lending experience with demonstrated skills in sales/marketing.
- Previous experience in outbound selling, prospecting, and referral development preferred.
- Registration and licensing through the Nationwide Mortgage Licensing System (NMLS).